0% APRUSA

Tesla 0% Financing — Save $5,000+ in Interest

6 min read
Tesla Model 3

Current Financing Rates

Model Y All-Wheel Drive:0% APR
Model 3 Premium:0.99% APR

All rates for 72 months

How Much Money Does 0% Financing Save?

Let's do the math:

Example: $50,000 Model Y

With Tesla 0% APR

$695

per month

Interest: $0

With 7.5% APR

$778

per month

Interest: $5,976

You Save $5,976 with 0% Financing

Stack Your Savings

Combine 0% financing with a referral code:

  • ✓ 0% APR financing (save ~$6,000)
  • ✓ 3 months free FSD ($297 value)
  • ✓ 1 year free Supercharging
Get Referral Code →

Current Rates by Model

Model Y: 0% APR

The Model Y All-Wheel Drive has the best deal: 0% APR for 72 months.

Monthly Payment Examples:

  • • $45,000 financed = $625/month
  • • $50,000 financed = $695/month
  • • $55,000 financed = $765/month

No interest. No fees. Just the principal divided by 72 months.

Model 3: 0.99% APR

Model 3 Premium and Performance get 0.99% APR for 72 months.

Monthly Payment Examples:

  • • $40,000 financed = $568/month (only $178 total interest)
  • • $45,000 financed = $639/month (only $200 total interest)

Don't Forget Free FSD

Before ordering, use a referral code:

  • ✓ 3 months free Full Self-Driving ($297 value)
  • ✓ Can be combined with 0% financing
Use Code:
ts.la/brad626059 →

How to Qualify

Generally need:

  • Excellent credit (typically 720+ score for 0% APR)
  • Stable income to support the payment
  • Low debt-to-income ratio (under 40-45%)
  • No down payment required (but it reduces monthly payment)

0% Financing vs Paying Cash

If you have cash, should you still finance at 0%? Yes!

With 0% APR, there's no cost to borrowing. Invest that cash at 4-5% annually instead. Over 6 years, you could earn $15,000+ while your Tesla is financed at zero interest.

How Long Will These Rates Last?

Tesla can change rates at any time. These have been active since early 2026, but typically run for 1-3 months.

Bottom line: If you qualify for these rates, don't wait. This is as good as it gets for auto financing.

Ready to Get 0% Financing?

Start your order with a referral code to unlock 3 months free FSD.

Order with Referral Code →

Save $6,000 in interest + get $297 free FSD